Picatinny Arsenal vs West Point
2026 BAH, cost of living, and housing compared side by side.
Picatinny Arsenal has the higher housing allowance ($4,749 vs $3,468 for an E-5 with dependents, a $1,281/month difference), reflecting its higher local cost of living. West Point is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.
| Picatinny Arsenal | West Point | |
|---|---|---|
| Branch | Army | Army |
| Location | Rockaway, NJ | Highland Falls, NY |
| Personnel | 6,000+ | 15,000+ |
| Cost of living | Very high | Very high |
| E-5 BAH (w/dep) | $4,749 | $3,468 |
| E-7 BAH (w/dep) | $5,073 | $4,215 |
| O-3 BAH (w/dep) | $5,094 | $4,380 |
| Typical home price | $450k-$620k | $330k-$470k |
BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.
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