Naval Station Newport vs Portsmouth Naval Shipyard
2026 BAH, cost of living, and housing compared side by side.
Portsmouth Naval Shipyard has the higher housing allowance ($3,321 vs $2,847 for an E-5 with dependents, a $474/month difference), reflecting its higher local cost of living. Naval Station Newport is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.
| Naval Station Newport | Portsmouth Naval Shipyard | |
|---|---|---|
| Branch | Navy | Navy |
| Location | Newport, RI | Kittery, ME |
| Personnel | 16,000+ | 7,000+ |
| Cost of living | High | Very high |
| E-5 BAH (w/dep) | $2,847 | $3,321 |
| E-7 BAH (w/dep) | $3,702 | $3,975 |
| O-3 BAH (w/dep) | $4,137 | $4,461 |
| Typical home price | $400k-$560k | $550k-$750k |
BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.
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