Fort Irwin vs Yuma Proving Ground
2026 BAH, cost of living, and housing compared side by side.
Fort Irwin has the higher housing allowance ($2,001 vs $1,695 for an E-5 with dependents, a $306/month difference), reflecting its higher local cost of living. Yuma Proving Ground is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.
| Fort Irwin | Yuma Proving Ground | |
|---|---|---|
| Branch | Army | Army |
| Location | Barstow, CA | Yuma, AZ |
| Personnel | 9,000+ | 3,000+ |
| Cost of living | Moderate | Low |
| E-5 BAH (w/dep) | $2,001 | $1,695 |
| E-7 BAH (w/dep) | $2,547 | $1,917 |
| O-3 BAH (w/dep) | $2,748 | $2,049 |
| Typical home price | On-post only | On-post only |
BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.
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