Fort Campbell vs Wright-Patterson Air Force Base
2026 BAH, cost of living, and housing compared side by side.
Fort Campbell has the higher housing allowance ($1,815 vs $1,650 for an E-5 with dependents, a $165/month difference), reflecting its higher local cost of living. Wright-Patterson Air Force Base is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.
| Fort Campbell | Wright-Patterson Air Force Base | |
|---|---|---|
| Branch | Army | Air Force |
| Location | Clarksville, TN | Dayton, OH |
| Personnel | 30,000+ | 27,000+ |
| Cost of living | Moderate | Low |
| E-5 BAH (w/dep) | $1,815 | $1,650 |
| E-7 BAH (w/dep) | $2,244 | $1,938 |
| O-3 BAH (w/dep) | $2,496 | $2,097 |
| Typical home price | $230k-$340k | $260k-$380k |
BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.
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