Blue Grass Army Depot vs Fort Campbell

2026 BAH, cost of living, and housing compared side by side.

Blue Grass Army Depot has the higher housing allowance ($1,875 vs $1,815 for an E-5 with dependents, a $60/month difference), reflecting its higher local cost of living. Fort Campbell is the more affordable market, where a housing allowance stretches further toward buying a home with a VA loan.

Blue Grass Army Depot Fort Campbell
Branch Army Army
Location Richmond, KY Clarksville, TN
Personnel 2,500+ 30,000+
Cost of living Moderate Moderate
E-5 BAH (w/dep) $1,875 $1,815
E-7 BAH (w/dep) $2,172 $2,244
O-3 BAH (w/dep) $2,205 $2,496
Typical home price $210k-$300k $230k-$340k

BAH source: DoD/DTMO 2026 rate tables (travel.dod.mil). Home prices are typical local ranges.

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