:root{--navy-900: #0b1f38;--navy-800: #10294a;--navy-700: #17365c;--steel-600: #2f6690;--steel-500: #3a7ca5;--steel-100: #e7eff5;--gold-600: #c8892a;--gold-500: #e0a343;--sand-50: #f7f5f0;--ink: #18202b;--muted: #5c6672;--line: #e4e2da;--line-2: #eeece5;--white: #ffffff;--ok: #2e7d5b;--warn: #b3541e;--max: 1120px;--radius: 14px;--radius-sm: 9px;--shadow-sm: 0 1px 3px rgba(11, 31, 56, .07), 0 1px 2px rgba(11, 31, 56, .05);--shadow: 0 6px 24px rgba(11, 31, 56, .1);--font: "Segoe UI", system-ui, -apple-system, Roboto, Helvetica, Arial, sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font);color:var(--ink);background:var(--white);line-height:1.62;font-size:17px;-webkit-font-smoothing:antialiased}.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}a{color:var(--steel-600);text-decoration:none}a:hover{text-decoration:underline}h1,h2,h3{color:var(--navy-900);line-height:1.2;letter-spacing:-.015em}h1{font-size:2.4rem;margin:0 0 .4rem;font-weight:800}h2{font-size:1.55rem;margin:0 0 .7rem;font-weight:750}h3{font-size:1.12rem;margin:1.2rem 0 .4rem;font-weight:700}p{margin:0 0 1rem}.site-header{position:sticky;top:0;z-index:40;background:#ffffffeb;backdrop-filter:saturate(140%) blur(8px);border-bottom:1px solid var(--line)}.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:66px}.brand{display:flex;align-items:center;gap:9px;font-weight:800;font-size:1.2rem;color:var(--navy-900);letter-spacing:-.02em}.brand:hover{text-decoration:none}.brand .mark{width:30px;height:30px;border-radius:8px;flex:none;background:linear-gradient(135deg,var(--navy-800),var(--steel-500));display:grid;place-items:center;color:#fff;font-size:15px;font-weight:800;box-shadow:var(--shadow-sm)}.brand span{color:var(--gold-600)}.nav{display:flex;align-items:center;gap:4px}.nav a{color:var(--ink);font-weight:600;font-size:.95rem;padding:8px 12px;border-radius:8px}.nav a:hover{background:var(--steel-100);text-decoration:none}.hero{position:relative;color:#fff;overflow:hidden;background:radial-gradient(1200px 400px at 80% -10%,rgba(224,163,67,.28),transparent 60%),linear-gradient(160deg,var(--navy-900) 0%,var(--navy-800) 55%,var(--steel-600) 130%)}.hero .hero-bg{position:absolute;inset:0;z-index:0;background-size:cover;background-position:center 40%}.hero .hero-bg:after{content:"";position:absolute;inset:0;background:linear-gradient(160deg,#0b1f38e6,#0d223ccc 45%,#1e3a5f99 120%)}.hero:not(:has(.hero-bg)):after{content:"";position:absolute;inset:0;opacity:.1;pointer-events:none;background-image:repeating-linear-gradient(135deg,#fff 0 1px,transparent 1px 22px)}.hero .wrap{position:relative;z-index:1;padding:40px 22px 30px}.hero h1{color:#fff}.hero .lede{font-size:1.12rem;color:#d7e2ee;max-width:680px;margin:0}.hero .eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.82rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:#bcd0e4;margin-bottom:8px}.hero .crumbs{color:#a9bccf;padding-top:0;margin-bottom:14px}.hero .crumbs a{color:#ccdae8}.hero .aka{color:#a9bccf;font-size:.9rem;margin-top:8px}.pill{display:inline-flex;align-items:center;gap:6px;padding:4px 11px;border-radius:999px;font-size:.78rem;font-weight:700;letter-spacing:.02em}.pill-branch{background:#ffffff24;color:#fff;border:1px solid rgba(255,255,255,.25)}.badge-metric{display:inline-flex;flex-direction:column;align-items:center;justify-content:center;background:#ffffff1a;border:1px solid rgba(255,255,255,.22);border-radius:var(--radius);padding:12px 20px;min-width:116px}.badge-metric .num{font-size:1.9rem;font-weight:800;color:#fff;line-height:1}.badge-metric .lbl{font-size:.72rem;text-transform:uppercase;letter-spacing:.05em;color:#cdd9e6;margin-top:6px}.statbar{background:var(--navy-900);color:#fff}.statbar .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:0}.statbar .stat{padding:16px 18px;border-left:1px solid rgba(255,255,255,.1)}.statbar .stat:first-child{border-left:0}.statbar .k{font-size:.72rem;text-transform:uppercase;letter-spacing:.05em;color:#9fb3c8}.statbar .v{font-size:1.2rem;font-weight:750;color:#fff;margin-top:3px}.statbar .v small{font-weight:500;color:#b8c6d6;font-size:.8rem}.subnav{position:sticky;top:66px;z-index:30;background:var(--white);border-bottom:1px solid var(--line)}.subnav .wrap{display:flex;gap:4px;overflow-x:auto;padding:0 22px}.subnav a{white-space:nowrap;padding:13px 14px;font-size:.9rem;font-weight:600;color:var(--muted);border-bottom:2px solid transparent}.subnav a:hover{color:var(--navy-900);text-decoration:none}main section.block{padding:26px 0 6px;scroll-margin-top:120px}.answer{background:var(--steel-100);border-left:4px solid var(--steel-500);border-radius:var(--radius-sm);padding:15px 18px;margin:6px 0 14px;font-size:1.04rem;color:#1c2b3a}.updated{font-size:.82rem;color:var(--muted)}.source-note{font-size:.82rem;color:var(--muted);margin-top:8px}.card-section{border:1px solid var(--line);border-radius:var(--radius);padding:22px 22px 8px;box-shadow:var(--shadow-sm);margin-bottom:8px;background:var(--white)}.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:16px;margin:18px 0}.card{border:1px solid var(--line);border-radius:var(--radius);padding:18px;background:var(--white);box-shadow:var(--shadow-sm);transition:transform .12s,box-shadow .12s;display:block}.card:hover{transform:translateY(-2px);box-shadow:var(--shadow);text-decoration:none}.card .meta{font-size:.74rem;color:var(--muted);text-transform:uppercase;letter-spacing:.05em;font-weight:700}.card h3{margin:6px 0 4px;color:var(--navy-900)}.card p{margin:0;color:var(--muted);font-size:.95rem}.card .pill{margin-bottom:6px}.pill-tag{background:var(--steel-100);color:var(--steel-600)}.table-scroll{overflow-x:auto;margin:14px 0;border:1px solid var(--line);border-radius:var(--radius-sm)}table{border-collapse:collapse;width:100%;font-size:.95rem}th,td{text-align:left;padding:11px 14px;border-bottom:1px solid var(--line-2)}th{background:var(--sand-50);color:var(--navy-900);font-weight:700;white-space:nowrap;border-bottom:2px solid var(--line)}tbody tr:last-child td{border-bottom:0}tbody tr:hover{background:#fbfaf6}.faq details{border:1px solid var(--line);border-radius:var(--radius-sm);padding:2px 16px;margin-bottom:10px;background:var(--white)}.faq summary{font-weight:700;color:var(--navy-900);cursor:pointer;padding:12px 0;list-style:none;display:flex;justify-content:space-between;align-items:center}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--gold-600);font-weight:800;font-size:1.3rem}.faq details[open] summary:after{content:"–"}.faq details[open]{box-shadow:var(--shadow-sm)}.lead{background:linear-gradient(135deg,var(--navy-800),var(--steel-600));color:#fff;border-radius:var(--radius);padding:28px;margin:30px 0;box-shadow:var(--shadow)}.lead h3{color:#fff;margin:0 0 6px}.lead p{color:#d3deea;margin:0 0 14px}.btn{display:inline-block;background:var(--gold-500);color:#201203;font-weight:750;padding:12px 22px;border-radius:9px;box-shadow:var(--shadow-sm)}.btn:hover{background:var(--gold-600);color:#fff;text-decoration:none}.btn-ghost{background:transparent;border:1px solid rgba(255,255,255,.4);color:#fff}.btn-ghost:hover{background:#ffffff1f;color:#fff}.draft-flag{background:#fff4e5;border:1px solid #f0c67e;color:#7a4a00;font-size:.85rem;padding:9px 13px;border-radius:9px;margin:12px 0}.ad-slot{display:block;margin:26px 0;padding:12px;border:1px dashed var(--line);border-radius:var(--radius-sm);text-align:center;min-height:90px;background:#fafafa}.ad-slot .ad-label{display:block;font-size:.7rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}.nav a.nav-cta{background:var(--gold-500);color:#201203;font-weight:750}.nav a.nav-cta:hover{background:var(--gold-600);color:#fff}form label{display:block;font-weight:600;color:var(--navy-900);font-size:.95rem}form label input[type=checkbox]{margin-right:4px}.crumbs{font-size:.85rem;color:var(--muted)}.crumbs a{color:var(--muted)}.site-footer{background:var(--navy-900);color:#b8c6d6;margin-top:60px;padding:44px 0 30px;font-size:.93rem}.site-footer a{color:#d7e2ee}.site-footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:26px}.site-footer .brand{color:#fff;margin-bottom:8px}.site-footer strong{color:#fff;display:block;margin-bottom:6px}.site-footer .fine{border-top:1px solid #22405f;margin-top:28px;padding-top:16px;font-size:.8rem;color:#8ba0b7}.home-hero .wrap{padding:64px 22px 48px}.home-hero h1{font-size:2.9rem;max-width:760px}.home-hero .cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}@media(max-width:820px){h1{font-size:1.9rem}.home-hero h1{font-size:2.1rem}.statbar .wrap{grid-template-columns:repeat(2,1fr)}.statbar .stat:nth-child(odd){border-left:0}.statbar .stat:nth-child(n+3){border-top:1px solid rgba(255,255,255,.1)}.site-footer .cols{grid-template-columns:1fr}.nav a{padding:8px 9px;font-size:.9rem}}